AFA Lending Inc
At AFA Lending Inc., we provide non-recourse pre-settlement advances to plaintiffs with qualifying legal claims across the country. If you have an attorney representing your case, you may be eligible for funding while your claim is pending. We work with clients involved in a wide range of personal injury and civil matters, including car accidents, truck accidents, motorcycle accidents, slip and fall incidents, medical malpractice, wrongful death claims, and many other qualifying cases. Every application is individually reviewed based on the merits of your case—not your credit score, employment history, or income. Qualified applicants may receive funding in as little as 24 hours after the necessary case information is reviewed. The case types listed below are examples of matters we may consider for funding. Eligibility depends on the specific facts of your case, the expected recovery, and our underwriting review.
Pre-Settlement Funding with AFA Lending
we provide non-recourse pre-settlement advances to plaintiffs with qualifying legal claims. We may provide funding for a wide range of cases, including:
- Personal injury claims
- Car, truck, and other motor vehicle accidents
- Employment and labor law disputes
- Workplace violations and wrongful termination
- Defective drug and medical device cases (e.g., Truvada)
- Medical malpractice
- Qui Tam and whistleblower actions
- Sexual harassment cases
- Workers’ compensation claims
- Wrongful imprisonment and civil rights violations
Getting funding is simple. Once your application and case information are reviewed, our team works directly with your attorney to determine eligibility. Qualified applicants may receive funding in as little as 24 hours. Our non-recourse advances are designed to help ease financial pressure while your case is pending, allowing you to focus on your recovery instead of feeling pressured to settle your case before the time is right.
What Is a Pre-Settlement Funding?
Pre-settlement funding, also known as legal case funding or a non-recourse pre-settlement advance, allows eligible plaintiffs to receive an advance against their anticipated settlement while their case is still pending. Unlike a traditional loan, pre-settlement funding is not based on your credit score, income, or employment history.
Legal cases can take months—or even years—to resolve. During that time, everyday expenses such as rent, mortgage payments, utilities, groceries, and medical bills continue to add up. A non-recourse advance can help ease that financial pressure by providing access to a portion of your expected recovery before your case concludes..
Is Pre-Settlement Funding a Loan?
- No. Although many people refer to it as a "lawsuit loan" or "pre-settlement loan," pre-settlement funding is a non-recourse advance—not a traditional consumer loan.
- No Credit Checks or Financial History Required: Approval depends solely on your case strength.
- No Risk to Your Finances or Assets: Repayment comes directly from your settlement — never your personal funds.
- Non-Recourse Loan — You Owe Nothing If You Lose: If your case doesn’t settle successfully, you owe nothing.
- Medical bills and treatment costs
- Vehicle or property repairs
- Rent or mortgage payments
- Utility bills
- Lost wages or income replacement
- Everyday expenses — groceries, transportation, or childcare
- You must be 18 or older
- Have an active or pending lawsuit
- Be represented by an attorney working on contingency
- Apply: Click the “Apply Now” button and share your case details.
- We Evaluate: Our team reviews your case and determines your funding amount.
- Get Funded Fast: Once approved, funds can arrive within 24 hours.
Unlike traditional loans, pre-settlement funding does not create personal liability in the same way as conventional lending. Our goal is to provide financial support while your case is pending so you can focus on your recovery and pursue the full value of your claim.
How Can Pre-Settlement Funding Be Used?
Pre-settlement funding can help ease financial pressure while your attorney continues pursuing your case, allowing you to focus on your recovery instead of immediate financial concerns.
How Much Does Pre-Settlement Funding Cost?
The cost of pre-settlement funding depends on several factors, including the details of your case, the amount of funding requested, and the anticipated timeline for resolution. Before you accept funding, you'll receive a clear written agreement outlining all applicable fees and repayment terms.
How Much Money Can You Get?
Depending on your case, we can advance anywhere up to $2,000,000 — helping you stay financially stable while your attorney fights for the full value you deserve.
How to Qualify
Approval is based entirely on the strength of your case — not your credit or income.
How to Apply for Legal Funding
How Risky Is Pre-Settlement Funding?
Our funding is non-recourse — if you lose your case, you owe nothing. There’s no impact on your personal credit or assets.
How to Know if Legal Funding Is Right for You
You may be a good candidate if you have urgent bills or lost income and need funds to continue your case confidently. If you’re financially stable, borrowing might not be necessary — we’ll help you make the best choice for your situation.
Do I Need My Attorney’s Approval?
Yes — we require attorney participation to protect all parties. Most contingency-based attorneys are familiar with lawsuit funding and work directly with us.
Get Funding Fast
We make the process simple and fast. Once approved, Qualified applicants may receive funds in as little as 24 hours. We offer up to $2,000,000 in funding — no credit checks, no income verification, and no asset review required.
✅ Ready to get funded? Click the “Apply Now” button at the top of the page and answer a few quick questions about your case.
📞 Have questions? Call us today at (818) 788-9492 — one of our team members will gladly help you get started.